Former Commercial Electrician Reveals:

The Property Strategy That Helps Tradies Retire at 50 Instead of 70

How tradies earning $130K+ are using the "Craft Financial Blueprint" to go from 1 property to 4+ in under 3 years... without working more hours or getting rejected by banks.

If you're a tradie earning $130K+ who's sick of leaving home in the dark and getting home in the dark...

This might be the wake-up call you need.

Here's the reality:

You're making good money. Maybe $130K, $150K, even $200K if you're smashing Saturdays and overtime.

You've got a house. Maybe even paid off a decent chunk.

But you're still broke.

Not "can't pay the bills" broke.

"Can't stop working" broke.

Because the second you stop being on site... the money stops.

And that house you're living in? It's gone up $200K, maybe $300K in value.

But that money is just sitting there. Doing nothing.

What I call "lazy equity."

While most tradies let that equity collect dust...

Craft Financial, a Melbourne-based mortgage brokerage run by a former commercial sparky, has been using the "Craft Financial Blueprint" to help tradies unlock $200K-$500K in equity and build property portfolios that actually pay them.

No negative gearing BS where you lose money every month.

No waiting 30 years and hoping your super is enough.

No working until you're 70 with a cooked back.

Instead, we help you unlock the equity you already have, get banks to say YES (even with a messy tax return), and build a portfolio that lets you retire at 50 instead of 70.

Here's proof it works:

Example 1: Xavier & Tara

Xavier came to us with just $150K in equity and a typical tradie income.

In just 2 years, he now has 4 properties with over $1.1 million in total equity.

His out-of-pocket cost to service all four loans? Just $900 per month.

Same tradie. Same income. Different strategy.

Example 2: Kire

Kire was told by traditional banks he'd "maxed out" his borrowing capacity.

We restructured his existing properties, separated his loans, and changed some into trusts.

Result? We unlocked an extra $400K in borrowing capacity he didn't know he had

Today, Kire has 7 properties and a $3 million owner-occupied home that's completely paid off—all by using his tradie skills to buy, renovate, and sell tax-free.

Example 3: The "Living at Home" Strategy

One of our younger clients was still living at home, earning good tradie money with low expenses.

Instead of waiting to "save enough," we helped him buy his first investment property in a high-growth area while continuing to live at home.

Out-of-pocket cost? Just $5K per year.

Property value increase in year one? $100K in equity.

By 30, he'll have 3 properties. By 40, $200K-$300K in passive income. By 50? Retired.

But here’s the problem…

Most tradies don't know how to unlock their equity without screwing up their borrowing capacity.

And the few who try often get rejected by banks because their tax returns show "low income" (even though they're actually making $150K+).

That's exactly why I created this free 9-minute training—to show you the exact 3-part framework I use to help tradies build million-dollar portfolios... even if you've been rejected before.

REAL SUCCESS

We had an excellent experience with Craft Financial, and especially with Tom as our broker. Tom was incredibly patient, took the time to explain every step of the process, and was always available to answer our questions. He secured us a very competitive rate and was consistently helpful and supportive throughout, which made what can be a stressful experience feel smooth and manageable. We genuinely felt looked after from start to finish and would highly recommend Tom and the team at Craft Financial to anyone looking for a reliable and knowledgeable mortgage broker.

Reuben Gonsalvez

Tom was brilliant! He explained the process clearly and was always available to assist with any queries I had. His expertise and guidance provided confidence throughout. I highly recommend his services.

Ryan Ferguson

Craft Financial

Tom Carmody

I spent 10 years as a commercial electrician.

On the tools. Every day. Good money—but trading every single hour for every single dollar.

I'd leave home when it was dark. Get home when it was dark. And I'd look at the older blokes who'd been doing it for 30, 40 years—still grinding, bodies cooked—and I thought...

"There's gotta be a better way."

So I became a mortgage broker. But not just any broker.

I only work with tradies. Because I know exactly what you're going through. I know what it's like to wonder how long you can keep this up. I know what it's like to have good money coming in but still feel like you're stuck.

And I know how the banks screw tradies over.

Your accountant does their job—writes off your ute, your tools, your fuel—and suddenly your tax return says you "only earn $60K" even though you're pulling in $150K+.

The banks look at that and say "Sorry mate, you don't qualify."

Bullshit.

I know how to structure your loans so the banks say YES. I know how to unlock equity you didn't know you had. And I know how to build you a portfolio that means you don't have to be on the tools at 65.

Over the last few years, I've helped tradies go from $150K in equity to over $1.1 million in under 3 years.

I've unlocked $400K+ in "hidden" borrowing capacity for blokes the banks rejected.

And I've helped guys in their 20s set themselves up to retire at 50 instead of 70.

If you're ready to stop trading time for money and start building real wealth, I'm here to help.